Choosing a Loan Program

Which Loan Program is right for me?

There isn’t a single or simple answer to this question. For example, the right type of mortgage for you depends on many different factors:

•Your current financial picture

•How you expect your finances to change

•How long you intend to keep your house

For instance, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher.

The best way to find the “right” answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

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